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What is embedded insurance?

What is embedded insurance?

The insurance sector is one of the most dynamic when it comes to adapting to new consumer habits and expectations. Digital transformation and innovation set the pace of this evolution in which personalization, customer experience and sustainability are vitally important.

10 saving tricks for beating inflation

10 saving tricks for beating inflation

Inflation has caught us by surprise and it seems that it will stay with us longer than expected. What can you do so that rising prices don’t throw your family’s finances into disarray? To begin with, it is important to know what inflation is and how it affects your savings.

ON-OFF Insurance: cover at the touch of a button

ON-OFF Insurance: cover at the touch of a button

Have you heard of on-off insurance? This is a new type of insurance product offered by insurance companies. Its main feature is that the customer can program their insurance, in other words they can “switch it on” or “switch it off” so that it is activated only on the days when they need cover.

Savings and investment tips to help you achieve your life goals

Savings and investment tips to help you achieve your life goals

Many families reach the end of the month with an empty checking account and see, once again, how those dreams that for a moment had seemed possible to achieve are slipping away: goodbye to this summer’s trip, goodbye to those future plans in which they received a high return on their investments and goodbye, also, to the peace of mind that comes from having a small fund to deal with unforeseen events.

What should you do with your mortgage now that the Euribor is going up?

What should you do with your mortgage now that the Euribor is going up?

Last April, the Euribor closed positive for the first time in more than six years and everything points to the fact that it will continue to rise in the immediate future. The reasons are clear: the increase in inflation and the almost certain rise in interest rates that the European Central Bank (ECB) will have to introduce in order to control these.

A new age, new consumer habits

A new age, new consumer habits

In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.

Dependency insurance: dignity and well-being

Dependency insurance: dignity and well-being

The rise in life expectancy is generating a notable increase in the number of dependent people, in other words, people who need significant help or assistance to carry out daily life activities or who are in a state in which, for reasons linked to the lack or loss of physical, mental or intellectual autonomy, they need assistance and/or significant help in their daily lives.

The insurance sector and the digital divide

The insurance sector and the digital divide

Carlos San Juan, the 78-year-old Valencian citizen responsible for the “I’m older, not an idiot” campaign, has generated a heated debate about the problems faced by many people as a result of the digital divide, in his case, in the banking sector.

Where is my package?

Where is my package?

The advantages of shopping on the Internet are undeniable… until our package fails to arrive. The maritime collapse that occurred last Christmas and the delays caused by the current complex situation for carriers makes many consumers wonder if it is the right time to shop online.