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What is insurance?

Insurance is a means of covering risks.

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Insurance is a means of covering risks. With it, risks are transferred to an insurer who is responsible for repairing or compensating all or part of the damage caused by the occurrence of certain accidental situations.

It is an effective coverage formula that involves paying a certain amount for a future benefit or indemnity in the event of an adverse situation, which in some cases can be extreme (for example, if a house burns down).