In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.
Last February the Government approved the draft Animal Protection Law and at the same time the Council of Ministers approved an amendment to the Criminal Code to extend the penalties for animal abuse.
With the price of energy soaring, more and more people are wondering what they can do to save electricity. As in any aspect of life, there are many things you can do, but in the end just a few of them will account for most of the savings.
If you had invested 1,000 euros in bitcoin 10 years ago, today you would have 9.6 million euros in your account after adding a profit of 966.768%. That figure sums up the appeal of cryptocurrencies and the crypto ecosystem to the average Joe.
COVID-19, war, soaring inflation, energy uncertainty, goods transport problems… And in the background, market crashes, in many cases driven by panic.
The rise in life expectancy is generating a notable increase in the number of dependent people, in other words, people who need significant help or assistance to carry out daily life activities or who are in a state in which, for reasons linked to the lack or loss of physical, mental or intellectual autonomy, they need assistance and/or significant help in their daily lives.
Carlos San Juan, the 78-year-old Valencian citizen responsible for the “I’m older, not an idiot” campaign, has generated a heated debate about the problems faced by many people as a result of the digital divide, in his case, in the banking sector.
The advantages of shopping on the Internet are undeniable… until our package fails to arrive. The maritime collapse that occurred last Christmas and the delays caused by the current complex situation for carriers makes many consumers wonder if it is the right time to shop online.
Lately, environmental insurance has been booming, not only because there is greater awareness of the issue, but also because there has been a significant tightening of regulations and compliance criteria to ensure increased environmental protection.
Inflation is back and looks set to stay with us for a while. The CPI closed 2021 at 6.5% and forecasts suggest it will remain high until at least halfway through the year.
Before buying an electric car or a hybrid car, find out about the insurance requirements.
The first step toward financial peace of mind is making sure that you can cope with unexpected expenses without disrupting your overall financial plan. It all starts with your emergency fund:
Who hasn’t dreamed of winning the lottery some day? Unsurprisingly, this was exactly the slogan used in one of the Christmas Lottery campaigns. At the end of the day, the 400,000 euros of the El Gordo lottery can change your life for the good, provided that you know how to make use of this manna from heaven.
The most expensive gift, the finest seafood, the most tender leg of lamb, French champagne… Does all this fit in with your dream Christmas? Do you really need all of this for a five-star festive season? The truth is that no, you don’t.
Christmas is a time of expenses, yet December is also a time of additional income. The last month of the year is when most salaried people get their ‘extra’ pay, and may also get a bonus from their company. That’s a lot of money in one go at a time of year that invites unbridled consumerism.
Christmas lunches and dinners account for 25.4 percent of our Christmas budget, according to Deloitte’s Christmas Spending Survey 2021.
Consumption and Christmas often go hand-in-hand. It’s so easy to overspend at this time of year without realizing it. The truth is that you can have a five-star Christmas on a low budget if you know how to do it.