The best way to save on taxes is to plan your actions from one year to the next, and not just wait until you have to fill in your income tax return. With an inheritance it is exactly the same.
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Ant expenses that you can eliminate to save more
When it comes to money, there are times when you can’t see the forest for the trees and vice versa. That’s precisely what happens with ant expenses, those small day-to-day expenses that you don’t normally take into account but that, once added up, can total up to a considerable amount.
Financial wellness. What is it and how can it help me be happier?
Surely when we hear the word “wellness” it is not something we would ever associate with the economy or our personal finances. We naturally tend to associate it with a good physical or mental state, but can wellness and finances be related? Well, yes. And this happens through this new concept of financial wellness.
Why do I never manage to save what I set out to?
If you’re asking yourself this question, you’ve already taken a big step, and you’ve set yourself the goal of saving for your dreams.
Saving is also for young people
What do young people think about saving? How capable and willing are they to plan their financial future? As revealed in the latest survey conducted by the BBVA Pensions Institute, more than half (54%) of millennials (those born between 1980-2000) managed to save during the months of lockdown, and around 40% continued to maintain this habit afterwards. This saving is coupled with the fact that almost half of Spanish millennials are not confident that they will get a public pension when they retire, according to the same study.
10 saving tricks for beating inflation
Inflation has caught us by surprise and it seems that it will stay with us longer than expected. What can you do so that rising prices don’t throw your family’s finances into disarray? To begin with, it is important to know what inflation is and how it affects your savings.
Savings and investment tips to help you achieve your life goals
Many families reach the end of the month with an empty checking account and see, once again, how those dreams that for a moment had seemed possible to achieve are slipping away: goodbye to this summer’s trip, goodbye to those future plans in which they received a high return on their investments and goodbye, also, to the peace of mind that comes from having a small fund to deal with unforeseen events.
What should you do with your mortgage now that the Euribor is going up?
Last April, the Euribor closed positive for the first time in more than six years and everything points to the fact that it will continue to rise in the immediate future. The reasons are clear: the increase in inflation and the almost certain rise in interest rates that the European Central Bank (ECB) will have to introduce in order to control these.
Things you can do to save electricity that actually work
With the price of energy soaring, more and more people are wondering what they can do to save electricity. As in any aspect of life, there are many things you can do, but in the end just a few of them will account for most of the savings.
Invest in times of crisis: we should keep this in mind
COVID-19, war, soaring inflation, energy uncertainty, goods transport problems… And in the background, market crashes, in many cases driven by panic.
How to protect your assets against rising inflation
Inflation is back and looks set to stay with us for a while. The CPI closed 2021 at 6.5% and forecasts suggest it will remain high until at least halfway through the year.
How to build your financial cushion
The first step toward financial peace of mind is making sure that you can cope with unexpected expenses without disrupting your overall financial plan. It all starts with your emergency fund:
What to do if you win the lottery (and also if you don’t)
Who hasn’t dreamed of winning the lottery some day? Unsurprisingly, this was exactly the slogan used in one of the Christmas Lottery campaigns. At the end of the day, the 400,000 euros of the El Gordo lottery can change your life for the good, provided that you know how to make use of this manna from heaven.
How to spend money to be happier at Christmas
The most expensive gift, the finest seafood, the most tender leg of lamb, French champagne… Does all this fit in with your dream Christmas? Do you really need all of this for a five-star festive season? The truth is that no, you don’t.
Three financial tips to take advantage of the ‘extra’ Christmas pay
Christmas is a time of expenses, yet December is also a time of additional income. The last month of the year is when most salaried people get their ‘extra’ pay, and may also get a bonus from their company. That’s a lot of money in one go at a time of year that invites unbridled consumerism.
Tips for making savings on Christmas meals
Christmas lunches and dinners account for 25.4 percent of our Christmas budget, according to Deloitte’s Christmas Spending Survey 2021.
Three steps to mindful spending at Christmas
Consumption and Christmas often go hand-in-hand. It’s so easy to overspend at this time of year without realizing it. The truth is that you can have a five-star Christmas on a low budget if you know how to do it.