Last April, the Euribor closed positive for the first time in more than six years and everything points to the fact that it will continue to rise in the immediate future. The reasons are clear: the increase in inflation and the almost certain rise in interest rates that the European Central Bank (ECB) will have to introduce in order to control these.
Carsharing is a form of transport that allows users to enjoy the advantages of driving a vehicle without having to actually own it. Users rent these vehicles from a mobile app to make a specific journey, giving them greater flexibility and speed.
In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.
Last February the Government approved the draft Animal Protection Law and at the same time the Council of Ministers approved an amendment to the Criminal Code to extend the penalties for animal abuse.
With the price of energy soaring, more and more people are wondering what they can do to save electricity. As in any aspect of life, there are many things you can do, but in the end just a few of them will account for most of the savings.
If you had invested 1,000 euros in bitcoin 10 years ago, today you would have 9.6 million euros in your account after adding a profit of 966.768%. That figure sums up the appeal of cryptocurrencies and the crypto ecosystem to the average Joe.
COVID-19, war, soaring inflation, energy uncertainty, goods transport problems… And in the background, market crashes, in many cases driven by panic.
Before buying an electric car or a hybrid car, find out about the insurance requirements.
The first step toward financial peace of mind is making sure that you can cope with unexpected expenses without disrupting your overall financial plan. It all starts with your emergency fund:
Who hasn’t dreamed of winning the lottery some day? Unsurprisingly, this was exactly the slogan used in one of the Christmas Lottery campaigns. At the end of the day, the 400,000 euros of the El Gordo lottery can change your life for the good, provided that you know how to make use of this manna from heaven.
The most expensive gift, the finest seafood, the most tender leg of lamb, French champagne… Does all this fit in with your dream Christmas? Do you really need all of this for a five-star festive season? The truth is that no, you don’t.
Christmas is a time of expenses, yet December is also a time of additional income. The last month of the year is when most salaried people get their ‘extra’ pay, and may also get a bonus from their company. That’s a lot of money in one go at a time of year that invites unbridled consumerism.
Christmas lunches and dinners account for 25.4 percent of our Christmas budget, according to Deloitte’s Christmas Spending Survey 2021.
Consumption and Christmas often go hand-in-hand. It’s so easy to overspend at this time of year without realizing it. The truth is that you can have a five-star Christmas on a low budget if you know how to do it.
Spending more at Christmas is not synonymous with having a better time. The average Spaniard spends 631 euros at Christmas, according to the Deloitte 2021 Christmas Consumption Study, 14 percent more than in 2019.
Suddenly, you become the new president of your resident’s association. Don’t panic! Insurance companies can also help you to ensure that everything runs smoothly during your presidency.
At this time of year, even though the weather is still mild, summer is a distant memory. Gone are those long, langorous days of dietary treats and minimal workouts.