Innovation has gone from being a trend to becoming daily life for insurance companies.
Like any other type of property, works of art can suffer accidental damage, vandalism or even theft. In fact, in recent times, we have seen some of the world’s most iconic works of art attacked by activists intent on highlighting their grievances. Who responds in these situations? How do you insure a priceless cultural asset?
Our day-to-day lives are full of situations in which having a lawyer can be very useful.
The evolution of customers -who are now multichannel and demand comprehensive, streamlined, accurate and personalized responses- is one of the main reasons for the emergence of the Insurtech phenomenon. This term refers to a new offer from insurance companies. It relies on technologies like big data, blockchain, artificial intelligence, cloud computing, machine learning and the Internet of Things, among others, to create new products and services that are perfectly adapted to the needs of each policyholder.
For the UN, energy is the root of the climate change problem and also a key factor in its solution. Using electricity you produce yourself is a growing trend and more and more people are deciding to generate their own energy by installing solar panels at home. In this way they become independent of the electricity companies, save money, avoid price increases, and reduce CO2 emissions into the atmosphere.
They are looking for programmers to develop the Internet of Things, experts in digital marketing, specialists in big data, IT, the cloud, and software, as well as data analysts, cybersecurity and UX/UI experts, and people who can act as intermediaries between the business and technical departments… Although this job offer may seem to be that of a company in the technology field, the truth is that these are the skills most in demand for today’s insurance companies.
Mobility is evolving, there are more and more hybrid and electric vehicles on our roads and the insurance policies that protect drivers are adapting to the new scenarios. A very clear example of this is insurance for electric cars.
Taking out an insurance policy to cover the contingencies that may affect an owners’ association is highly recommended, but not compulsory. The Horizontal Property Law specifies that owners’ associations can either take out insurance to cover damage caused to the property or sign a policy for the permanent maintenance of the property and its general installations. The text explains that the premium for this insurance will be paid from the owners’ association reserve fund: this fund is compulsory since it is an amount, usually calculated for one year, intended to cover any maintenance and repair work on the building or in case of fire or flooding.
In recent times, rainfall -now so longed for in many areas of Spain- has not been distributed evenly throughout the year and has instead been concentrated in certain months with torrential downpours that can seriously affect our homes. But do we know to what extent a conventional home insurance policy will protect us against the damage that can be caused by heavy rain?
Did you know that not all car insurance includes roadside assistance? This guarantee is not necessarily included in the most basic third-party insurance. It is true that most insurance companies include it as standard in all their car policies, but they are not required to do so.
If you are thinking of taking a trip to the snow, it is a good idea to find out in advance how to protect yourself against the consequences of a mishap. Of course, the most important thing is your safety and physical well-being, but it is important not to lose sight of the fact that poor insurance cover can become a “financial snowball” due to rescue, relocation or rehabilitation costs.
Life insurance is a tool to protect your loved ones against unforeseen situations, and to guarantee the future you want for your family when your assets are not enough to do so on their own.
More and more people are turning to the Internet to meet their day-to-day needs. In fact, as revealed by a survey conducted by Google, 69% of consumers acknowledge that they routinely carry out online transactions and 51% of people who take out insurance expect their companies to have a well-established digital communication flow.
The digitalisation of insurance companies is now a reality that has also reached the field of healthcare thanks to telemedicine. But what exactly is telemedicine?