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Cell phone insurance: how has it evolved?

Cell phone insurance: how has it evolved?

Cell phones are now part of our daily lives. Although at the beginning the possibility of talking on the move was their main attraction, over time these devices have become veritable computers, so that talking on them is almost the least important option for their users. Now they use them for taking photos, videos, using apps, documents, as a calendar, and so much more. As a result, insurance policies have also been adapted to the complexity of these devices to cover the possible incidents that we may encounter.

Digital risks: secure yourself against cyberattacks

Digital risks: secure yourself against cyberattacks

You don’t have to be a large company, a famous person, or have a lot of money to suffer a cyberattack. Any data shared on the internet is interesting to hackers. In fact, the highest percentage of cyberattacks are directed at SMEs and freelancers, as cybercriminals know that they are more vulnerable than large corporations.

What is embedded insurance?

What is embedded insurance?

The insurance sector is one of the most dynamic when it comes to adapting to new consumer habits and expectations. Digital transformation and innovation set the pace of this evolution in which personalization, customer experience and sustainability are vitally important.

ON-OFF Insurance: cover at the touch of a button

ON-OFF Insurance: cover at the touch of a button

Have you heard of on-off insurance? This is a new type of insurance product offered by insurance companies. Its main feature is that the customer can program their insurance, in other words they can “switch it on” or “switch it off” so that it is activated only on the days when they need cover.

A new age, new consumer habits

A new age, new consumer habits

In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.

Dependency insurance: dignity and well-being

Dependency insurance: dignity and well-being

The rise in life expectancy is generating a notable increase in the number of dependent people, in other words, people who need significant help or assistance to carry out daily life activities or who are in a state in which, for reasons linked to the lack or loss of physical, mental or intellectual autonomy, they need assistance and/or significant help in their daily lives.

The insurance sector and the digital divide

The insurance sector and the digital divide

Carlos San Juan, the 78-year-old Valencian citizen responsible for the “I’m older, not an idiot” campaign, has generated a heated debate about the problems faced by many people as a result of the digital divide, in his case, in the banking sector.

Where is my package?

Where is my package?

The advantages of shopping on the Internet are undeniable… until our package fails to arrive. The maritime collapse that occurred last Christmas and the delays caused by the current complex situation for carriers makes many consumers wonder if it is the right time to shop online.

Insurance paid in installments

Insurance paid in installments

Insurance companies are offering their customers increasingly more benefits. One of these, especially in this difficult time of crisis, is the possibility of splitting insurance premium payments.