Seguros y pensiones para todos

At the click of a button: the advantages of taking out online insurance

At the click of a button: the advantages of taking out online insurance

Home > Blog > At the click of a button: the advantages of taking out online insurance

Lockdown has forced us to do many procedures online. Taking out insurance is one of them.

While many people were already familiar with the enormous advantages of buying and contracting products and services through the Internet, lockdown has forced the vast majority of us to follow the “virtual consumer” route. Of course, all the conventional guarantees remain the same.

A vast range of options at your fingertips

The field of insurance is one of the areas that has evolved the most in this regard. Did you know that you can take out any type of insurance online? Home, car, health, travel, even death… every category offers the possibility of taking it out with a single click. But what are the advantages of doing it this way?

Time, money and convenience…

Unquestionably, and in the current climate we put an even bigger value on the convenience and safety of not having to physically go to an office. No queues, no waiting and no safety distances. This option is especially attractive for people at risk. Another great advantage is being able to compare the different offers on the market on our own device and in much less time than if we had to do it in person.

Exclusive promotions and à la carte policies

Technology works in favor of the person seeking insurance, so on your computer or smartphone you can configure your insurance on demand, compare different types, add or remove coverage… in short, customize it to the max from your armchair at home. In addition, it is worth mentioning that many companies are making a point of promoting this form of taking out insurance and are offering exclusive promotions online, so you may even make some savings compared to the conventional process.

The coverage remains the same

But what should you bear in mind before clicking on the “buy” option? The most important thing is to be aware that even though the contracting process has been online, the guarantees of your insurance and the service you will receive will be the same as if you had gone to the insurance broker’s office. It is important that – as in any online purchase process – you make sure that the website you are using is secure; check that you will always have a customer service department to call or write to if you have any queries or if there are any incidents during the online process; otherwise, the recommendations are the same as for face-to-face contracting: read the conditions and coverage carefully and adapt the characteristics of the product to your real needs. Happy clicking!

You may also like…

Roadside assistance: the insurance that gets you out of trouble

Roadside assistance: the insurance that gets you out of trouble

What roadside assistance insurance offers, as its name suggests, is help and a whole series of solutions when your vehicle is immobilized due to a mechanical breakdown or mishap: transfers in tow trucks, cabs, ambulances, etc. Roadside assistance is, therefore, the...

The ICT talent revolution in the insurance sector

The ICT talent revolution in the insurance sector

This new way of understanding insurance company management uses technology to create new products and personalized services for its customers and relies on innovations such as big data, blockchain, artificial intelligence, cloud computing, machine learning and the...

Your pets, even more secure

Your pets, even more secure

The aim of this regulation is to establish obligations to protect animals, care for them in decent living conditions, guarantee their rights, promote their healthy development, prevent their ownership from causing danger to others, train them with non-violent methods,...

What is your investor profile? We will help you find out

What is your investor profile? We will help you find out

The Spanish National Securities Market Commission (CNMV) defines your investor profile as the relationship between the risks you are willing to take and the returns you expect to earn. In other words, how much you are willing to risk, or not, for the possibility of...

The 7 stages of financial freedom. Which one are you in?

The 7 stages of financial freedom. Which one are you in?

Dividing that journey into stages will help you gain perspective on where you are and how stable your personal finances are. It will also help you see your progress much more clearly and keep your motivation high. There is no one single way to divide up these stages...