Having healthy finances, adjusting your expenses to your income and, above all, having saving habits will allow you to gradually generate a fund so that, in the near or distant future, you can make your dreams come true.
We want to help you organize your finances and, taking into account your realistic possibilities, make savings and investment decisions that can transform your future.
Savings
You have already made the decision to save: you want to save part of your income each month. Your goal is to have the possibility, in the short or long term, to indulge in a whim and you also think it is important to have a cushion to fall back on in case of unforeseen events. But where do you start? At this point, the essential thing is to put your determination into practice and plan your next steps well. Here are some tips to help you save without making a big effort and gradually fill up your piggy bank.
![Financial cushion How to build your financial cushion](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/colchon-700x335-1.jpg)
![Saving is a matter of adopting good habits Ten tips to to help instil saving as a lifelong habit](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/x-habitos-ahorro-700x335-1.png)
![Challenges to help you start saving Four savings challenges to help you get started (or take your savings to the next level)](https://segurosypensionesparatodos.fundacionmapfre.org/media/ahorro/retos-ahorro-700x335-1.png)
![The Latte Factor in numbers The Latte Factor shows us how small daily expenses you don't notice do matter in the long run.](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/factor-latte-700x335-1.png)
![Saving mistakes Saving mistakes that you can correct today](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/errores-ahorrar-corregir-700x335-1.png)
![Choose what you want to spend your money on - choose happiness Choose what you want to spend your money on - choose happiness](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/gasto-dinero-700x335-1.jpg)
Investment
If you have already saved up some money or have it available and you want to make a profit on it, even if that means not being able to use it for a certain period of time, you must choose how, when and what to invest it in.
There are many investment products, such as bonds, promissory notes, shares, etc. that we can buy directly or indirectly through investment funds. To choose the most suitable for you you must know your investor profile, have a realistic view of your finances, and define a clear financial objective in the short, medium and long term.
We help you to learn the basics so that you can invest wisely.
![ASAP Why you should start investing ASAP](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/empezar-invertir-asap-700x335-1.png)
![Financial goals at every stage of your life Financial goals at every stage of your life](https://segurosypensionesparatodos.fundacionmapfre.org/media/blog/objetivos-financieros-etapa-vida-700x335-1.png)
![Socially Responsible Investments Your decisions can change the world](https://segurosypensionesparatodos.fundacionmapfre.org/media/ahorro/inversiones-socialmente-responsables-700x335-1.jpg)