Progress only occurs when people feel safe. It is impossible to look to the future with confidence if it is not sustainable. That is why sustainability has been part of the insurance industry’s DNA since its inception. But what does this commitment look like?
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Dental insurance for children: assured smiles
Globally, oral diseases are among the most common non-communicable diseases (NCDs), affecting more than 3.5 billion people.
Cell phone insurance: how has it evolved?
Cell phones are now part of our daily lives. Although at the beginning the possibility of talking on the move was their main attraction, over time these devices have become veritable computers, so that talking on them is almost the least important option for their users. Now they use them for taking photos, videos, using apps, documents, as a calendar, and so much more. As a result, insurance policies have also been adapted to the complexity of these devices to cover the possible incidents that we may encounter.
Digital risks: secure yourself against cyberattacks
You don’t have to be a large company, a famous person, or have a lot of money to suffer a cyberattack. Any data shared on the internet is interesting to hackers. In fact, the highest percentage of cyberattacks are directed at SMEs and freelancers, as cybercriminals know that they are more vulnerable than large corporations.
What is embedded insurance?
The insurance sector is one of the most dynamic when it comes to adapting to new consumer habits and expectations. Digital transformation and innovation set the pace of this evolution in which personalization, customer experience and sustainability are vitally important.
ON-OFF Insurance: cover at the touch of a button
Have you heard of on-off insurance? This is a new type of insurance product offered by insurance companies. Its main feature is that the customer can program their insurance, in other words they can “switch it on” or “switch it off” so that it is activated only on the days when they need cover.
Trip cancellation insurance: extra peace of mind
When we book a trip in advance it is difficult to foresee all the circumstances that may occur around the dates of the trip. Whether they are work, illness or family reasons, the truth is that many things may force us to cancel the trip.
The insurance sector and social media
Social media has become an important information channel and a way for the business world to interact with consumers. The insurance sector is no exception.
Carsharing: how does insurance cover journeys in shared vehicles?
Carsharing is a form of transport that allows users to enjoy the advantages of driving a vehicle without having to actually own it. Users rent these vehicles from a mobile app to make a specific journey, giving them greater flexibility and speed.
A new age, new consumer habits
In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.
Your pets, safer
Last February the Government approved the draft Animal Protection Law and at the same time the Council of Ministers approved an amendment to the Criminal Code to extend the penalties for animal abuse.
Dependency insurance: dignity and well-being
The rise in life expectancy is generating a notable increase in the number of dependent people, in other words, people who need significant help or assistance to carry out daily life activities or who are in a state in which, for reasons linked to the lack or loss of physical, mental or intellectual autonomy, they need assistance and/or significant help in their daily lives.
The insurance sector and the digital divide
Carlos San Juan, the 78-year-old Valencian citizen responsible for the “I’m older, not an idiot” campaign, has generated a heated debate about the problems faced by many people as a result of the digital divide, in his case, in the banking sector.
Where is my package?
The advantages of shopping on the Internet are undeniable… until our package fails to arrive. The maritime collapse that occurred last Christmas and the delays caused by the current complex situation for carriers makes many consumers wonder if it is the right time to shop online.
Sustainability assured through environmental insurance
Lately, environmental insurance has been booming, not only because there is greater awareness of the issue, but also because there has been a significant tightening of regulations and compliance criteria to ensure increased environmental protection.
Zero emissions, zero problems
Before buying an electric car or a hybrid car, find out about the insurance requirements.
Insurance paid in installments
Insurance companies are offering their customers increasingly more benefits. One of these, especially in this difficult time of crisis, is the possibility of splitting insurance premium payments.