We think about investment as being something active: looking for the best performing stocks, finding the markets with the most potential, searching for the most promising sectors… In other words, investing time, effort and hard work in order to obtain good results.
When it comes to money, there are times when you can’t see the forest for the trees and vice versa. That’s precisely what happens with ant expenses, those small day-to-day expenses that you don’t normally take into account but that, once added up, can total up to a considerable amount.
The digitalisation of insurance companies is now a reality that has also reached the field of healthcare thanks to telemedicine. But what exactly is telemedicine?
Imagine. Living however you want to without having to work, , or by doing the things you really like to do. That is basically what it means to live off revenue, to have a monthly income that covers your expenses without the need for a regular nine-to-five job.
Getting into debt is one of the most frequent mistakes related to money however, buying a house, for example, would be far more difficult without getting into debt. In reality not all debt is the same, and for this reason in finance they talk about good debt and bad debt.
Progress only occurs when people feel safe. It is impossible to look to the future with confidence if it is not sustainable. That is why sustainability has been part of the insurance industry’s DNA since its inception. But what does this commitment look like?
Globally, oral diseases are among the most common non-communicable diseases (NCDs), affecting more than 3.5 billion people.
Cell phones are now part of our daily lives. Although at the beginning the possibility of talking on the move was their main attraction, over time these devices have become veritable computers, so that talking on them is almost the least important option for their users. Now they use them for taking photos, videos, using apps, documents, as a calendar, and so much more. As a result, insurance policies have also been adapted to the complexity of these devices to cover the possible incidents that we may encounter.
What comes to mind when you think of investing? Possibly the stock market, mutual funds, pension plans and maybe even the real estate market.
A car is probably the biggest purchase you will make in your life if you have not yet bought a house and the second one if you own a property.
Surely when we hear the word “wellness” it is not something we would ever associate with the economy or our personal finances. We naturally tend to associate it with a good physical or mental state, but can wellness and finances be related? Well, yes. And this happens through this new concept of financial wellness.
If you’re asking yourself this question, you’ve already taken a big step, and you’ve set yourself the goal of saving for your dreams.
It is easy to associate minimalism with decoration and architecture rather than finances. The truth is that minimalism goes much further and it has become a life philosophy for many people thanks in large part to the rise of Marie Kondo, who even has a documentary on Netflix.
What do young people think about saving? How capable and willing are they to plan their financial future? As revealed in the latest survey conducted by the BBVA Pensions Institute, more than half (54%) of millennials (those born between 1980-2000) managed to save during the months of lockdown, and around 40% continued to maintain this habit afterwards. This saving is coupled with the fact that almost half of Spanish millennials are not confident that they will get a public pension when they retire, according to the same study.
Housing is the largest investment for many Spanish families and, consequently, their main asset. That is why it is typical for many families to end up in a somewhat peculiar situation: they have a large amount of wealth thanks to the house they have already paid for, but their income is limited.
You don’t have to be a large company, a famous person, or have a lot of money to suffer a cyberattack. Any data shared on the internet is interesting to hackers. In fact, the highest percentage of cyberattacks are directed at SMEs and freelancers, as cybercriminals know that they are more vulnerable than large corporations.