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Passive or active investment, which is for you?

Passive or active investment, which is for you?

We think about investment as being something active: looking for the best performing stocks, finding the markets with the most potential, searching for the most promising sectors… In other words, investing time, effort and hard work in order to obtain good results.

Ant expenses that you can eliminate to save more

Ant expenses that you can eliminate to save more

When it comes to money, there are times when you can’t see the forest for the trees and vice versa. That’s precisely what happens with ant expenses, those small day-to-day expenses that you don’t normally take into account but that, once added up, can total up to a considerable amount.

How much do you need to live off the revenue?

How much do you need to live off the revenue?

Imagine. Living however you want to without having to work, , or by doing the things you really like to do. That is basically what it means to live off revenue, to have a monthly income that covers your expenses without the need for a regular nine-to-five job.

Cell phone insurance: how has it evolved?

Cell phone insurance: how has it evolved?

Cell phones are now part of our daily lives. Although at the beginning the possibility of talking on the move was their main attraction, over time these devices have become veritable computers, so that talking on them is almost the least important option for their users. Now they use them for taking photos, videos, using apps, documents, as a calendar, and so much more. As a result, insurance policies have also been adapted to the complexity of these devices to cover the possible incidents that we may encounter.

Financial wellness. What is it and how can it help me be happier?

Financial wellness. What is it and how can it help me be happier?

Surely when we hear the word “wellness” it is not something we would ever associate with the economy or our personal finances. We naturally tend to associate it with a good physical or mental state, but can wellness and finances be related? Well, yes. And this happens through this new concept of financial wellness.

Financial minimalism: when less is more

Financial minimalism: when less is more

It is easy to associate minimalism with decoration and architecture rather than finances. The truth is that minimalism goes much further and it has become a life philosophy for many people thanks in large part to the rise of Marie Kondo, who even has a documentary on Netflix.

Saving is also for young people

Saving is also for young people

What do young people think about saving? How capable and willing are they to plan their financial future? As revealed in the latest survey conducted by the BBVA Pensions Institute, more than half (54%) of millennials (those born between 1980-2000) managed to save during the months of lockdown, and around 40% continued to maintain this habit afterwards. This saving is coupled with the fact that almost half of Spanish millennials are not confident that they will get a public pension when they retire, according to the same study.

11 ways to get the most out of your home

11 ways to get the most out of your home

Housing is the largest investment for many Spanish families and, consequently, their main asset. That is why it is typical for many families to end up in a somewhat peculiar situation: they have a large amount of wealth thanks to the house they have already paid for, but their income is limited.

Digital risks: secure yourself against cyberattacks

Digital risks: secure yourself against cyberattacks

You don’t have to be a large company, a famous person, or have a lot of money to suffer a cyberattack. Any data shared on the internet is interesting to hackers. In fact, the highest percentage of cyberattacks are directed at SMEs and freelancers, as cybercriminals know that they are more vulnerable than large corporations.