Each household spends an average of 5,050 euros a year on food and non-alcoholic beverages, according to the data from the Spanish National Institute of Statistics (INE). Of this total household budget, 16% is spent on shopping and covering these basic needs.
They are looking for programmers to develop the Internet of Things, experts in digital marketing, specialists in big data, IT, the cloud, and software, as well as data analysts, cybersecurity and UX/UI experts, and people who can act as intermediaries between the business and technical departments… Although this job offer may seem to be that of a company in the technology field, the truth is that these are the skills most in demand for today’s insurance companies.
Mobility is evolving, there are more and more hybrid and electric vehicles on our roads and the insurance policies that protect drivers are adapting to the new scenarios. A very clear example of this is insurance for electric cars.
Behind every traffic accident victim there is a life, a project, a family, friends…
Taking out an insurance policy to cover the contingencies that may affect an owners’ association is highly recommended, but not compulsory. The Horizontal Property Law specifies that owners’ associations can either take out insurance to cover damage caused to the property or sign a policy for the permanent maintenance of the property and its general installations. The text explains that the premium for this insurance will be paid from the owners’ association reserve fund: this fund is compulsory since it is an amount, usually calculated for one year, intended to cover any maintenance and repair work on the building or in case of fire or flooding.
In recent times, rainfall -now so longed for in many areas of Spain- has not been distributed evenly throughout the year and has instead been concentrated in certain months with torrential downpours that can seriously affect our homes. But do we know to what extent a conventional home insurance policy will protect us against the damage that can be caused by heavy rain?
Did you know that not all car insurance includes roadside assistance? This guarantee is not necessarily included in the most basic third-party insurance. It is true that most insurance companies include it as standard in all their car policies, but they are not required to do so.
If you are thinking of taking a trip to the snow, it is a good idea to find out in advance how to protect yourself against the consequences of a mishap. Of course, the most important thing is your safety and physical well-being, but it is important not to lose sight of the fact that poor insurance cover can become a “financial snowball” due to rescue, relocation or rehabilitation costs.
What is the most important thing when investing? If you are thinking about which product to choose, you are wrong. The key to everything is to be aware of your investor profile, and be clear about your goals, your time horizon, and how much risk you are willing to take with your investments.
Financial freedom is a great goal and a long-term objective.
It’s just like running a marathon. First you need to hit 5 kilometers, then 10, and so on until you can run 42 kilometers. To achieve financial independence you also have to go through different stages.
Life insurance is a tool to protect your loved ones against unforeseen situations, and to guarantee the future you want for your family when your assets are not enough to do so on their own.
The best way to save on taxes is to plan your actions from one year to the next, and not just wait until you have to fill in your income tax return. With an inheritance it is exactly the same.
More and more people are turning to the Internet to meet their day-to-day needs. In fact, as revealed by a survey conducted by Google, 69% of consumers acknowledge that they routinely carry out online transactions and 51% of people who take out insurance expect their companies to have a well-established digital communication flow.
Ask your friends what investing in the stock market is all about, and most will answer that it’s about buying shares. The reality is different. You do not need to buy shares to start investing in the stock market.