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What is embedded insurance?
The insurance sector is one of the most dynamic when it comes to adapting to new consumer habits and expectations. Digital transformation and innovation set the pace of this evolution in which personalization, customer experience and sustainability are vitally important.
10 saving tricks for beating inflation
Inflation has caught us by surprise and it seems that it will stay with us longer than expected. What can you do so that rising prices don’t throw your family’s finances into disarray? To begin with, it is important to know what inflation is and how it affects your savings.
ON-OFF Insurance: cover at the touch of a button
Have you heard of on-off insurance? This is a new type of insurance product offered by insurance companies. Its main feature is that the customer can program their insurance, in other words they can “switch it on” or “switch it off” so that it is activated only on the days when they need cover.
Trip cancellation insurance: extra peace of mind
When we book a trip in advance it is difficult to foresee all the circumstances that may occur around the dates of the trip. Whether they are work, illness or family reasons, the truth is that many things may force us to cancel the trip.
The insurance sector and social media
Social media has become an important information channel and a way for the business world to interact with consumers. The insurance sector is no exception.
Savings and investment tips to help you achieve your life goals
Many families reach the end of the month with an empty checking account and see, once again, how those dreams that for a moment had seemed possible to achieve are slipping away: goodbye to this summer’s trip, goodbye to those future plans in which they received a high return on their investments and goodbye, also, to the peace of mind that comes from having a small fund to deal with unforeseen events.
What should you do with your mortgage now that the Euribor is going up?
Last April, the Euribor closed positive for the first time in more than six years and everything points to the fact that it will continue to rise in the immediate future. The reasons are clear: the increase in inflation and the almost certain rise in interest rates that the European Central Bank (ECB) will have to introduce in order to control these.
Carsharing: how does insurance cover journeys in shared vehicles?
Carsharing is a form of transport that allows users to enjoy the advantages of driving a vehicle without having to actually own it. Users rent these vehicles from a mobile app to make a specific journey, giving them greater flexibility and speed.
A new age, new consumer habits
In 2020, the Consumption and Consumer Trends in the 21st Century report by the Spanish Ministry of Consumer Affairs stated that, “We are entering an era in which globalization in terms of world economic transactions and the presence of the internet will render many of the classic theories of marketing obsolete.” In this scenario, the pandemic has also turned our lives upside down, helping to accelerate changes in consumer habits.
Your pets, safer
Last February the Government approved the draft Animal Protection Law and at the same time the Council of Ministers approved an amendment to the Criminal Code to extend the penalties for animal abuse.
Things you can do to save electricity that actually work
With the price of energy soaring, more and more people are wondering what they can do to save electricity. As in any aspect of life, there are many things you can do, but in the end just a few of them will account for most of the savings.
Cryptocurrencies: what are they and what are the dangers of investing in them?
If you had invested 1,000 euros in bitcoin 10 years ago, today you would have 9.6 million euros in your account after adding a profit of 966.768%. That figure sums up the appeal of cryptocurrencies and the crypto ecosystem to the average Joe.
Invest in times of crisis: we should keep this in mind
COVID-19, war, soaring inflation, energy uncertainty, goods transport problems… And in the background, market crashes, in many cases driven by panic.
Dependency insurance: dignity and well-being
The rise in life expectancy is generating a notable increase in the number of dependent people, in other words, people who need significant help or assistance to carry out daily life activities or who are in a state in which, for reasons linked to the lack or loss of physical, mental or intellectual autonomy, they need assistance and/or significant help in their daily lives.
The insurance sector and the digital divide
Carlos San Juan, the 78-year-old Valencian citizen responsible for the “I’m older, not an idiot” campaign, has generated a heated debate about the problems faced by many people as a result of the digital divide, in his case, in the banking sector.
Where is my package?
The advantages of shopping on the Internet are undeniable… until our package fails to arrive. The maritime collapse that occurred last Christmas and the delays caused by the current complex situation for carriers makes many consumers wonder if it is the right time to shop online.
Sustainability assured through environmental insurance
Lately, environmental insurance has been booming, not only because there is greater awareness of the issue, but also because there has been a significant tightening of regulations and compliance criteria to ensure increased environmental protection.