Inflation is back and looks set to stay with us for a while. The CPI closed 2021 at 6.5% and forecasts suggest it will remain high until at least halfway through the year.
Before buying an electric car or a hybrid car, find out about the insurance requirements.
The first step toward financial peace of mind is making sure that you can cope with unexpected expenses without disrupting your overall financial plan. It all starts with your emergency fund:
Who hasn’t dreamed of winning the lottery some day? Unsurprisingly, this was exactly the slogan used in one of the Christmas Lottery campaigns. At the end of the day, the 400,000 euros of the El Gordo lottery can change your life for the good, provided that you know how to make use of this manna from heaven.
The most expensive gift, the finest seafood, the most tender leg of lamb, French champagne… Does all this fit in with your dream Christmas? Do you really need all of this for a five-star festive season? The truth is that no, you don’t.
Christmas is a time of expenses, yet December is also a time of additional income. The last month of the year is when most salaried people get their ‘extra’ pay, and may also get a bonus from their company. That’s a lot of money in one go at a time of year that invites unbridled consumerism.
Christmas lunches and dinners account for 25.4 percent of our Christmas budget, according to Deloitte’s Christmas Spending Survey 2021.
Consumption and Christmas often go hand-in-hand. It’s so easy to overspend at this time of year without realizing it. The truth is that you can have a five-star Christmas on a low budget if you know how to do it.
Spending more at Christmas is not synonymous with having a better time. The average Spaniard spends 631 euros at Christmas, according to the Deloitte 2021 Christmas Consumption Study, 14 percent more than in 2019.
Insurance companies are offering their customers increasingly more benefits. One of these, especially in this difficult time of crisis, is the possibility of splitting insurance premium payments.
Suddenly, you become the new president of your resident’s association. Don’t panic! Insurance companies can also help you to ensure that everything runs smoothly during your presidency.
Insurance has become a valuable support for the self-employed, one of the groups that has been most badly hit by the crisis.
At this time of year, even though the weather is still mild, summer is a distant memory. Gone are those long, langorous days of dietary treats and minimal workouts.
In these times of DANAs (cold drops), volcanic eruptions and floods, UNESPA has started up a website that offers all the information insured parties might need on who protects them and how to apply for compensation if they incur damages due to a natural phenomenon.
There was a time when no one was compensated if, for example, their home and personal effects were destroyed by fire, their vehicle was stolen, or even if they died, but luckily this is all in the past.
You’ll never find true satisfaction in impulse shopping or surrounding yourself with unnecessary objects.
October is just round the corner, and summer is already beginning to be a memory. Did you know that this is the month of savings? Click here to continue reading.