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How to save money at the supermarket
Each household spends an average of 5,050 euros a year on food and non-alcoholic beverages, according to the data from the Spanish National Institute of Statistics (INE). Of this total household budget, 16% is spent on shopping and covering these basic needs.
The insurance sector is looking for technology specialists
They are looking for programmers to develop the Internet of Things, experts in digital marketing, specialists in big data, IT, the cloud, and software, as well as data analysts, cybersecurity and UX/UI experts, and people who can act as intermediaries between the business and technical departments… Although this job offer may seem to be that of a company in the technology field, the truth is that these are the skills most in demand for today’s insurance companies.
Special features of insurance policies for electric cars
Mobility is evolving, there are more and more hybrid and electric vehicles on our roads and the insurance policies that protect drivers are adapting to the new scenarios. A very clear example of this is insurance for electric cars.
X-ray of road accidents in 2022: knowledge for prevention
Behind every traffic accident victim there is a life, a project, a family, friends…
Safe communities
Taking out an insurance policy to cover the contingencies that may affect an owners’ association is highly recommended, but not compulsory. The Horizontal Property Law specifies that owners’ associations can either take out insurance to cover damage caused to the property or sign a policy for the permanent maintenance of the property and its general installations. The text explains that the premium for this insurance will be paid from the owners’ association reserve fund: this fund is compulsory since it is an amount, usually calculated for one year, intended to cover any maintenance and repair work on the building or in case of fire or flooding.
Flooding at home caused by rain: does insurance take care of it?
In recent times, rainfall -now so longed for in many areas of Spain- has not been distributed evenly throughout the year and has instead been concentrated in certain months with torrential downpours that can seriously affect our homes. But do we know to what extent a conventional home insurance policy will protect us against the damage that can be caused by heavy rain?
Roadside assistance: the insurance that gets you out of trouble
Did you know that not all car insurance includes roadside assistance? This guarantee is not necessarily included in the most basic third-party insurance. It is true that most insurance companies include it as standard in all their car policies, but they are not required to do so.
The ICT talent revolution in the insurance sector
The insurance sector is immersed in the Insurtech ecosystem and one of the main repercussions is the significant increase in the demand for digital skills.
Your pets, even more secure
Training course; test to assess the aptitude to operate in a social environment; civil liability insurance … these are, among other things, some of the obligations that the recently released Animal Welfare Law requires in order to own a dog.
Get away to the snow: insurance to avoid being left out in the cold
If you are thinking of taking a trip to the snow, it is a good idea to find out in advance how to protect yourself against the consequences of a mishap. Of course, the most important thing is your safety and physical well-being, but it is important not to lose sight of the fact that poor insurance cover can become a “financial snowball” due to rescue, relocation or rehabilitation costs.
What is your investor profile? We will help you find out
What is the most important thing when investing? If you are thinking about which product to choose, you are wrong. The key to everything is to be aware of your investor profile, and be clear about your goals, your time horizon, and how much risk you are willing to take with your investments.
The 7 stages of financial freedom. Which one are you in?
Financial freedom is a great goal and a long-term objective.
It’s just like running a marathon. First you need to hit 5 kilometers, then 10, and so on until you can run 42 kilometers. To achieve financial independence you also have to go through different stages.
Life insurance and the theory of decreasing responsibility
Life insurance is a tool to protect your loved ones against unforeseen situations, and to guarantee the future you want for your family when your assets are not enough to do so on their own.
5 tools for saving money on your inheritance
The best way to save on taxes is to plan your actions from one year to the next, and not just wait until you have to fill in your income tax return. With an inheritance it is exactly the same.
New ways of taking out insurance, same efficiency
More and more people are turning to the Internet to meet their day-to-day needs. In fact, as revealed by a survey conducted by Google, 69% of consumers acknowledge that they routinely carry out online transactions and 51% of people who take out insurance expect their companies to have a well-established digital communication flow.
How to start investing in the stock market without having to buy shares
Ask your friends what investing in the stock market is all about, and most will answer that it’s about buying shares. The reality is different. You do not need to buy shares to start investing in the stock market.
Alexa and OK Google help you with home insurance
Home automation and security applications in our homes are already providing very positive experiences in terms of comfort, well-being, surveillance and assistance.